:root { --primary:#003366; --secondary:#0099CC; --accent:#00A676; --text:#1f2937; --muted:#6b7280; --bg:#fff; --light:#f5f7fb; }
*{box-sizing:border-box} html,body{margin:0;padding:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--text);background:var(--bg)}
a{color:var(--secondary);text-decoration:none} a:hover{text-decoration:underline}
.container{max-width:1100px;margin:0 auto;padding:0 20px}
.header{background:var(--bg);border-bottom:1px solid #e5e7eb;position:sticky;top:0;z-index:10}
.nav{display:flex;align-items:center;justify-content:space-between;padding:14px 0}
.nav ul{list-style:none;display:flex;gap:18px;margin:0;padding:0}
.nav a{font-weight:600;color:var(--primary)}
.hero{background:linear-gradient(135deg,var(--primary),#0a4c8a);color:#fff;padding:70px 0}
.hero .headline{font-size:clamp(28px,4vw,44px);line-height:1.1;margin:0 0 10px;font-weight:800}
.hero .sub{font-size:clamp(16px,2.5vw,18px);color:#e9eef7;max-width:820px}
.cta{display:inline-block;margin-top:16px;background:var(--accent);color:#fff;padding:12px 18px;border-radius:10px;font-weight:700}
.section{padding:56px 0}.section.alt{background:var(--light)}
.grid{display:grid;gap:22px}.grid.cols-3{grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.card{background:#fff;border:1px solid #e5e7eb;border-radius:16px;padding:18px;box-shadow:0 2px 12px rgba(0,0,0,.04)}
.card h3{margin:8px 0 6px;color:var(--primary)}
.badge{display:inline-block;background:#e6f7fb;color:var(--secondary);padding:6px 10px;border-radius:999px;font-weight:700;font-size:12px}
.kpi{font-size:28px;font-weight:800;color:var(--primary)}
.footer{background:var(--primary);color:#dbeafe;padding:26px 0}.footer a{color:#dbeafe}
.list{margin:0;padding-left:18px}
.icon{width:28px;height:28px;border-radius:10px;display:inline-flex;align-items:center;justify-content:center;background:var(--secondary);color:#fff;font-weight:800;margin-right:10px}
.hero-illus{border-radius:16px;background:#0b4a85;padding:14px;margin-top:16px;color:#dbeafe}
table{width:100%;border-collapse:collapse} td,th{padding:10px 12px;border-bottom:1px solid #e5e7eb;text-align:left}
form{display:grid;gap:14px} input,textarea{width:100%;padding:12px;border:1px solid #d1d5db;border-radius:10px;font-size:16px}
button{background:var(--secondary);color:#fff;border:none;padding:12px 16px;border-radius:10px;font-weight:700;cursor:pointer} button:hover{filter:brightness(.95)}
.small{font-size:12px;color:var(--muted)}
@media (max-width:720px){.nav ul{gap:12px}}